Bloomington · Hennepin County · Twin Cities
Twin Cities reverse mortgage & retirement planning, from Bloomington.
Educational, unhurried guidance from Brian Emerson, the Bloomington-based mortgage advisor Twin Cities families call before making one of the biggest financial decisions of their lives.
Book a free consultation with Brian.
Zero pressure. Zero sales pitch. Just clear answers about your options, on your schedule.
Phone · Zoom · In-person in Bloomington
What Brian does
Three ways Bloomington families work with Brian.
About 60–70% of Brian's practice is reverse mortgages and retirement mortgage planning. The rest is traditional purchase, refinance, and specialty lending for homeowners across the Twin Cities.
Retirement
Reverse Mortgages & Retirement Planning
HECM, HECM for Purchase, jumbo reverse, and retirement income strategy. Coordinated with your financial advisor, CPA, and estate attorney.
Home Financing
Purchase, Refinance & Loan Programs
First-time buyer, move-up, investment, second home, jumbo, plus FHA, VA, and conventional. Serving Bloomington and the greater Twin Cities.
Local
Twin Cities Resource Center
City guides, neighborhood tours, retirement community reviews, property tax explainers, and market updates from Bloomington to Plymouth, Eagan to Chanhassen.
Why local matters
Brian doesn't just work in Bloomington. He lives here.
Brian's clients live in the neighborhoods he grew up walking through, around Normandale Lake, along the Nine Mile Creek trails, and up on Poplar Bridge. That matters when the conversation turns to property taxes, aging in place, or moving into a 55+ community without leaving the friends and grandkids you've built a life around.
- · Bloomington property tax and homestead specifics
- · Local 55+ communities: Applewood Pointe, Southbridge, and more
- · Referrals to trusted Bloomington financial planners, CPAs, and estate attorneys
- · Realtor relationships across Hennepin, Dakota, and Scott Counties
Start learning
The most-asked questions, answered plainly.
Let's explore your options
A conversation with Brian is educational, unhurried, and never salesy.
Whether you're planning retirement, buying your next home in Bloomington, or helping aging parents, start with a conversation, not a pitch.
"Brian didn't try to sell us anything. He drew a diagram on a napkin and answered every question we had. Two months later we called back."
Google Reviews
What clients are saying about Brian.
"Brian did a fantastic job of guiding me to the right loan. His service and advice was terrific."
"Brian made the entire process so easy to understand. His patience and expertise put me at ease."
"We eliminated our monthly mortgage payment and couldn't be happier. Brian walked us through every detail."
"He was compassionate, professional, and truly cared about my situation. Thank you, Brian!"
"No pressure, no gimmicks — just honest advice. He explained everything clearly."
"Five stars isn't enough! Brian went above and beyond. He even called to check in after everything was finalized."
FAQ
Bloomington homeowners ask us these first.
Straightforward answers Brian gives every week. If yours isn't here, ask him directly.